Consumer Protection

Robocalls at work or odd hours, threats of arrest, calls to family or neighbors, repeated wrong-number calls, collection after payment, misleading letters, “settlement” offers that revive old debt

Florida Deceptive and Unfair Trade Practices Act claims, hidden fees, bait-and-switch pricing, false “limited time” claims, home-service upsells, misleading financing offers, unfair return policies, door-to-door sales pressure, misleading statements

Mixed files, accounts that aren’t yours, obsolete debts still showing, duplicate tradelines, wrong credit limits, misreported late payments, items that reappear after deletion

Yo-yo/spot deliveries, Lemon Law, undisclosed accidents, odometer issues, add-on products you didn’t agree to, surprise fees, payment packing, warranty upsells that don’t deliver, unauthorized repairs, mechanic's liens, false representations

Unauthorized add-on charges, “cramming,” early-termination fees, throttling disputes, roaming bill shocks, duplicate lines, device insurance you didn’t want, confusing promos

Zelle/ACH card fraud, account takeovers, new accounts opened in your name, tax-refund fraud, medical identity theft, dark-web alerts, compromised mail