Insurance Claims (Hurricane/Storm)
Windstorm Claims
Roof shingle loss, lifted flashing, torn underlayment, water-stained ceilings, cabinet/floor swelling, tarp and dry-out costs, contents damage, additional living expenses (ALE)
A.O.B. (Assignment of Benefits) Disputes
Pressure to sign away rights, inflated contractor invoices, surprise liens, blocked communication with the insurer, scope you didn’t authorize, stalled repairs
Structural Movement & Sinkhole Losses
Widening foundation cracks, doors and windows sticking, sloped floors, driveway or pool deck settlement, recurring drywall separation, landscape depressions
Bad-Faith Claim Handling
Lowball estimates, repeated delays, lost documents, poor investigations, inconsistent explanations, partial payments without justification
Appraisal & Umpire (Value Disputes)
Big gap between your estimate and the insurer’s, scope disagreements, pricing disputes on roofing, windows, or interiors, stalled negotiations
Code Upgrades (Ordinance or Law) Coverage
Roof-to-wall strap upgrades, secondary water barriers, impact-rated windows/doors, electrical and HVAC code updates, permit and inspection requirements
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